Description
This webinar will prepare you for changes under Nacha Rules 2026, & show how to build an effective compliance roadmap & implement it.
Course Overview
The 2026 Nacha Rules introduce heightened risk management expectations across the ACH Network, with a strong emphasis on preventing fraud related to impersonation, false pretenses, and vendor payment redirection.
If you’re responsible for payments, treasury operations, accounts payable, vendor onboarding, or compliance, these changes require immediate attention. Nacha is raising the bar on risk-based monitoring and documented controls, and banks (ODFIs) will increasingly expect Originators and Third-Party Service Providers (TPSPs) to demonstrate preparedness well ahead of the compliance deadlines.
This in-depth webinar covers the most recent and upcoming ACH rule changes through 2026. We’ll break down new fraud monitoring requirements, expanded ODFI and RDFI responsibilities, and updates to returns and funds availability. You’ll leave with a clear, actionable plan to support compliance and implementation.
Learning Objectives
- Understand what the 2026 Nacha Rules require and what’s driving these changes
- Learn how to move from basic, manual checks to more advanced fraud prevention strategies
- Review real-world fraud scenarios, what went wrong, and how they could have been prevented.
Areas Covered
- 2026 Nacha Rules changes: who must comply (ODFIs, RDFIs, TSPs, and TPSPs), required fraud monitoring, and effective timelines
- Common ACH fraud scenarios and prevention strategies, including credential stuffing, payroll impersonation, and vendor fraud
- Updates to ACH return codes and how to apply them correctly
- Funds availability exceptions and their operational impact
- Fraud response roles and responsibilities of ODFIs and RDFIs, including detection, returns, and recovery
- Designing adaptive fraud monitoring rules and internal controls
- Practical steps to ensure ongoing compliance with Nacha’s evolving rules.
Why you should attend?
This webinar will walk you through real-world examples of how ACH fraud actually occurs—and how organizations can reduce risk by implementing the right controls in place.
You’ll learn how to evolve from a compliance-only approach to a proactive, risk-based fraud strategy that protects both your customers and your organization. Whether you’re still planning your response or already implementing fraud monitoring tools, this session will help you understand what effective risk management truly looks like under the new rules.
Who Should Attend?
Whether you’re an ODFI, RDFI, TSP, TPSP, or compliance leader, this session equips you to comply, adapt, and protect your ecosystem against emerging risks. The following roles will benefit:
- Compliance officers
- Risk management
- Fraud management
- Internal auditors
- ACH operations teams
- Managers
About the Instructor
Justin Muscolino brings over 20 years of wide-ranging experience in compliance, training, and regulation in the financial services sector. Most recently, he served as Head of Compliance Training at Bank of China, where he led the compliance training function and created and monitored the annual training plan through a thorough training needs analysis. Previously, he served as Macquarie Group’s Head of Americas Compliance Training and J.P. Morgan Chase’s compliance training manager. He also worked for FINRA, a US regulator, where he created Examiner University to train examiners on how to perform their function.
Currently, Justin works with associations, RegTech firms, consulting firms, training providers, education academies, and institutes to provide training to navigate complex regulatory challenges and achieve compliance excellence.
In addition, Justin serves as a faculty member at Barret School of Banking, Advisor at 101 Blockchains, Strategic Advisor and Head of US Operations at Global Compliance Institute, and operates High Risk Education. Sharing insights and expertise on compliance issues and market trends through training is his passion.
